Truth in Lending: 6.5.3.3.1 General
Credit and charge card issuers are required to disclose any annual or other periodic fee or any one-time fee imposed for the issuance or availability of a credit or charge card (such as a membership fee), including fees based on account activity or inactivity.667 Note that Regulation Z’s substantive provisions prohibit the imposition of fees for account inactivity for a credit card under an open-end (not home-secured) consumer credit plan.668