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Johnson v. Trueaccord Corp., 2022 WL 16923889 (N.D. Ohio Nov. 14, 2022).
Tarazon v. LTD Fin. Services, L.P., 2019 WL 13258507 (S.D. Tex. Jan. 31, 2019).
Selig v. F&M Capital L.L.C., 2020 WL 13607032 (E.D. Va. Apr. 2, 2020).
Elhendi v. Homeaway, Inc., 2019 WL 13252670 (C.D. Cal. Jan. 24, 2019).
Dorian v. Community Loan Servicing, L.L.C., 2023 WL 395790 (N.D. Cal. Jan. 25, 2023).
Yarra v. Arias Bosinger, P.L.L.C., 2022 WL 4367166 (M.D. Fla. Sept. 21, 2022).
Ohai v. Delta Cmty. Credit Union, 2022 WL 17490510 (N.D. Ga. July 28, 2022).
Dolan v. Portfolio Recovery Assocs., L.L.C., 2022 WL 5247530 (W.D. Pa. July 15, 2022).
Lewis v. Sole Law, P.L.L.C., 2022 WL 3337137 (E.D. Mich. June 22, 2022).
Lewis v. Sole Law, P.L.L.C., ___ F. Supp. 3d ___, 2022 WL 4365706 (E.D. Mich. Sept. 21, 2022) (appeal filed 6th Cir. Oct. 13, 2022).
Breen v. Callagy Law, P.C., 2020 WL 13553830 (D.N.J. Jan. 29, 2020), aff’d, 851 Fed. Appx. 302 (3d Cir. 2021).
Gryglak v. HSBC Bank USA, N.A. as trustee for Wells Fargo Home Equity Asset-Backed Certificates, Series 2006-3, 2023 WL 3243998 (9th Cir. May 4, 2023).
Imeson v. Nationstar Mortg., L.L.C., 2023 WL 2891008 (D. Colo. Apr. 11, 2023).
Velez v. Bank of Am., N.A., 2019 WL 13245744 (M.D. Fla. Sept. 9, 2019).
Arroyo v. Stoneleigh Recovery Assoc., L.L.C., 2019 WL 13256646 (D.N.J. Aug. 14, 2019).
Gross v. LoanCare, 2022 WL 4585418 (S.D.N.Y. Sept. 29, 2022).
Levy v. Law Offices of J. Henry Nierman, 2022 WL 17542418 (S.D.N.Y. Dec. 8, 2022).
Wesner as Trustee of Charles Wesner, Jr. Living Tr. v. Southall, 2023 WL 3000623 (N.D. Tex. Apr. 18, 2023).
FDCPA Interagency Consumer Laws and Regulations: FDCPA (Dec. 2022)
This is a federal. interagency interpretation of FDCPA Regulation F, issued in December of 2022, interpreting the various provisions of CFPB Reg. F. It is found on the CFPB website at https://files.consumerfinance.gov/f/documents/cfpb_fair-debt-collection-practices-act-fdcpa-procedures_2022-12.pdf.
Fair Debt Collection Practices Act
THE FAIR DEBT COLLECTION PRACTICES ACT
As amended by Pub. L. 111-203, title X, 124 Stat. 2092 (2010)
As a public service, the staff of the Federal Trade Commission (FTC) has prepared the following complete text of the Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. §§ 1692-1692p.
Statement of Policy Regarding Communications in Connection with the Collection of Decedents’ Debts (July 27, 2011),
Pursuant to the FTC’s authority to enforce the Fair Debt Collection Practices Act (‘‘FDCPA’’), 15 U.S.C. 1692l(a), and Section 5 of the Federal Trade Commission Act (‘‘FTC Act’’), 15 U.S.C. 45, the Commission issues this final Statement of Policy Regarding Communications in Connection with the Collection of Decedents’ Debts (‘‘Statement’’).1 When a person dies, creditors and the debt collectors they hire usually have the right to collect on the person’s debts from the assets of his or her estate.
CFPB Bulletin on The FCRA’s Requirement that Furnishers Conduct Investigations of Disputed Information (Feb. 2014)
Debt buyers, debt collectors, and others who furnish information to credit reporting agencies have a variety of obligations under the Fair Credit Reporting Act (FCRA) 1 and Regulation V2. The Consumer Financial Protection Bureau (CFPB) issues this bulletin3 to highlight one of those obligations – the obligation of furnishers to investigate disputed information in a consumer report.
Debt Collection Practices (Regulation F) (Nov. 30, 2020)
The Bureau of Consumer Financial Protection (Bureau) is issuing this final rule to revise Regulation F, which implements the Fair Debt Collection Practices Act (FDCPA) and currently contains the procedures for State application for exemption from the provisions of the FDCPA. The Bureau is finalizing Federal rules governing the activities of debt collectors, as that term is defined in the FDCPA.
Executive Summary of the December 2020 Final Rule (Dec. 2020)
On December 18, 2020, the Consumer Financial Protection Bureau (Bureau) issued a final rule (December 2020 Rule) amending Regulation F to provide additional requirements regarding validation information and disclosures provided at the outset of debt collection communications, prohibit suits and threats of suits regarding time-barred debt, and identify actions that must be taken before a debt collector may report information about a debt to consumer reporting agencies (CRAs).