O’Fallon v. Encore Receivable Mgmt., Inc., 831 F. Supp. 2d 957 (S.D. Miss. 2011), aff’d, 466 Fed. Appx. 325 (5th Cir. Apr. 3, 2012).
William J. Bowker v. Midlan Funding, L.L.C., 2020 WL 5743044 (D.N.J. Sept. 25, 2020 (appeal filed 3d Cir. Oct. 27, 2020).