Fair Debt Collection: 2.1 Introduction
The Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. §§ 1692 to 1692p, and its implementing rules under Regulation F, 12 C.F.R. Part 1006 (effective November 30, 2021), provide powerful tools for consumers who have been harassed, abused, or treated unfairly by debt collectors. Bringing a claim under the FDCPA involves many different, complex steps. This chapter provides a brief overview of some of the initial steps an attorney must consider when bringing an FDCPA claim.