James v. Ford Motor Credit Co., 842 F. Supp. 1202 (D. Minn. 1994), aff’d, 47 F.3d 961 (8th Cir. 1995).
Larranaga v. Mile High Collection & Recovery Bureau, Inc., 807 F. Supp. 111 (D.N.M. 1992), rev’g in part, 780 F. Supp. 780 (D.N.M. 1992).
Foster v. Ford Motor Credit Co., 382 S.E.2d 254 (S.C. Ct. App. 1989), rev’d, 395 S.E.2d 440 (S.C. 1990).