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Taylor v. First Resolution Inv. Corp., 72 N.E.3d 573 (Ohio 2016).

Midland Funding, L.L.C. v. Hottenroth, 26 N.E.3d 269 (Ohio Ct. App. 2014).

Deutsche Bank Nat’l Tr. Co. v. Lee, 2019 WL 2482423 (Tenn. Ct. App. June 13, 2019).

Jackson v. Financial Recovery Servs., Inc., 2006 WL 1234891 (D.N.D. May 3, 2006).

Park v. Forster & Garbus, L.L.P., 2019 WL 5895703 (E.D.N.Y. Nov. 12, 2019).

Quamina v. Retrieval Masters Creditors Bureau, Inc., 2011 WL 1099483 (E.D.N.Y. Mar. 22, 2011).

Lewis v. ABC Bus. Servs., Inc., 911 F. Supp. 290 (S.D. Ohio 1996), aff’d, 135 F.3d 389 (6th Cir. 1998).

Bassett v. Credit Bureau Servs., Inc., 2019 WL 109343, at *7 (D. Neb. Jan. 4, 2019).

Provo v. Rady Children’s Hosp.-San Diego, 2015 WL 3648845 (S.D. Cal. June 11, 2015).

Peck v. Bonneville Billing & Collections, Inc., 2013 WL 4780549 (D. Utah Sept. 5, 2013).

Stanley v. Ideal Collection Serv., Inc., 2013 WL 4496501 (S.D. Fla. Aug. 20, 2013).

McCray v. Deitsch & Wright, P.A., 2019 WL 2491929 (M.D. Fla. Apr. 18, 2019).

McDougalle v. Collection Assocs., Inc., 2012 WL 3114556 (S.D. Ind. July 31, 2012).

Lox v. CDA Ltd., 2011 WL 2610201 (C.D. Ill. July 1, 2011).

Silva v. National Telewire Corp., 2000 U.S. Dist. LEXIS 13986 (D.N.H. Sept. 22, 2000).

Merrill v. Dyck-O’Neal, Inc., 745 Fed. Appx. 844 (11th Cir. 2018).

Hutchison v. Cavalry SPV I L.L.C., 2020 WL 5849670 (W.D. Pa. Oct. 1, 2020).

Borcherding-Dittloff v. Transworld Sys., Inc., 58 F. Supp. 2d 1006 (W.D. Wis. 1999).

Jones v. BC Servs., Inc., 2017 WL 11261366 (S.D. Fla. Dec. 12, 2017).

Wright v. Dyck-O’Neal, Inc., 237 F. Supp. 3d 1218 (M.D. Fla. 2017).

Shipton v. Diversified Consultants, Inc., 2016 WL 1223479 (M.D. Fla. Mar. 29, 2016).

Dorsey v. David B. Schumacher, P.C., 2015 WL 569958 (D. Or. Feb. 11, 2015).

Luna v. Alliance One Receivables Mgmt., Inc., 2006 WL 357823 (N.D. Cal. Feb. 16, 2006).

Obduskey v. McCarthy & Holthus L.L.P., ___ S. Ct. ___, 2019 WL 1264579 (U.S. Mar. 20, 2019).

Landau v. RoundPoint Mortg. Servicing Corp., 2019 WL 2428443, at *5 (11th Cir. June 11, 2019).