Fair Credit Reporting: Section 603(d)(2)(C)
Section 603(d)(2)(C) exempts from the definition of consumer report “any report in which a person who has been requested by a third party to make a specific extension of credit directly or indirectly to the consumer conveys his decision with respect to such request, if the third party advises the consumer of the name and address of the person to whom the request was made” and such person provides appropriate adverse action notices under section 615.
1. GENERAL