Fair Credit Reporting: 4.7.2.4 Notice of Reinsertion
Finally, before previously-deleted information is reinserted into a consumer’s file, the CRA must notify the consumer.1779 Notice of the reinsertion must be prompt, within five business days, and must be in writing, or, if authorized by the consumer for this purpose, by any other means available to the CRA.
Separately, or together, but also within the same five-day period, the CRA must provide a written statement that: