Consumer Banking and Payments Law: 9.2.2.3 Non-Recurring Transfers
A recipient can receive a check for non-recurring transfers “where the agency does not expect to make payments to the same recipient within a one-year period on a regular recurring basis and remittance data explaining the purpose of the payment is not readily available from the recipient’s financial institution.”22 This exception, for example, allows a one-time retroactive Social Security or SSI check payment when the recipient is not eligible for ongoing benefits.