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1.5.2 Legal Claims

Dealer Sales Tactics

Financing, Add-Ons, and Insurance

Used Car Sales Abuses

New Car Sales Abuses

Vehicle Defects

Repossessions

  • • Creation of security interests. See § 3.8.2, infra.
  • • Security interests in property added to the vehicle. See §§ 3.8.3, 3.8.4, infra.
  • • Security interests and insurance proceeds and trade-ins. See § 3.8.5, infra.
  • • Force-placed insurance as future advance. See § 3.8.6, infra.
  • • Default, acceleration, and cure. See Ch. 4, Appx. B, infra.
  • • Self-help repossessions. See Ch. 6, infra.
  • • Electronic repossessions. See § 6.6, infra.
  • • Unsecured property seized with the vehicle. See Ch. 7, infra.
  • • Bankruptcy to prevent repossession. See Ch. 8, infra; Consumer Bankruptcy Law and Practice.83
  • • Reinstatement, redemption, and strict foreclosure. See Ch. 9, Appx B, infra.
  • • Creditor’s sale. See Ch. 10, Appx. B, infra.
  • • Notice of sale. See § 10.4, infra.
  • • Deficiency and surplus. See Chs. 11, 12, Appx. B, infra.
  • • Consumer’s affirmative claims. See Ch. 13, infra.

Leasing Sales, Defects, and Termination

Automobile Title Pawn Loans

Other

Footnotes