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The Number One Resource on Consumer Repossessions

Comprehensive Coverage of Laws in All 50 States and Federal Protections:

  • Detailed analysis of Uniform Commercial Code Article 9 (the framework for repossessions law) and state variations from the model law
  • 50-state analysis of critical state statutes offering important additional consumer protections—right to cure, right to reinstate, bans on deficiencies, limits on security interests and defaults, and more
  • State and federal protections regarding manufactured home seizures
  • Special federal rights for service members and their dependents
  • Federal limits on household goods security interests

Bonus Practice Tools

  • Sample answers, individual and class complaints, discovery, motions, jury instructions, settlements, attorney fees, and more
  • Credit math software
  • Reprints of selected UCC Articles 1, 2A, 3, and 9 provisions, with essential official comments
  • Sample letters dealing with forgiven debt as taxable income

Download the Print Edition’s TOC


"I use the NCLC books in my bankruptcy practice and to expand my practice in other areas. In bankruptcy, I was faced with a repo deficiency claim. I was able to use the Repossessions book to get the legal basis I needed to object to the claim...” — Patrick Kavanagh, Law Offices of Patrick Kavanagh, Bakersfield, CA

"The National Consumer Law Center has compiled a standard reference set that should make consumer law accessible and profitable for private lawyers. Written by the leading national experts in the field, it is a helpful balance of scholarly analysis and practice pointers." — Maryland Bar Journal