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Current print edition is 2013 Sixth Edition, ISBN 978-1-60248-127-5
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Broad Range of Prohibited Discrimination
Federal law prohibits not only intentional discrimination, but also practices that have a disparate impact on protected groups. Important statutes examined include ECOA, Fair Housing, Civil Rights, HMDA, and Community Reinvestment Acts, and state discrimination laws.
Powerful Remedies and Important Requirements
Credit discrimination law provides injunctive relief, actual and punitive damages and attorney fees for:
- Punitive damages under the ECOA, FHA, Civil Rights laws, and state discrimination statutes
- Remedies where vulnerable groups targeted for predatory lending
- Hidden finance upcharges in mortgage and other lending
- ECOA requirements regarding co-signers, spouses, credit scores, and more
- The latest developments on disparate impact and disparate treatment.
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