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The major sources of information regarding Federal Housing Administration (FHA) disaster relief are Handbook 4000.1, FHA Single Family Housing Policy Handbook (Handbook 4000.1 or the Handbook)177 and the Department of Housing and Urban Development (HUD) website’s “Disaster Relief Options for FHA Homeowners” page.178 Another useful resource is the FHA National Servicing Center’s guide, “Servicing and Loss Mitigation for FHA-Insured Mortgages in Presidentially Declared Major Disaster Areas (PDMDAs).”179 In addition, HUD periodically issues Mortgagee Letters180 and press releases181 that provide special announcements and updates or changes to previously announced policies and practices.