12.2.4.1 Sources of Information

Highlight Updates

The major sources of information regarding Federal Housing Administration (FHA) disaster relief are Handbook 4000.1, FHA Single Family Housing Policy Handbook (Handbook 4000.1 or the Handbook)¹⁷⁷ and the Department of Housing and Urban Development (HUD) website’s “Disaster Relief Options for FHA Homeowners” page.¹⁷⁸ Another useful resource is the FHA National Servicing Center’s guide, “Servicing and Loss Mitigation for FHA-Insured Mortgages in Presidentially Declared Major Disaster Areas (PDMDAs).”¹⁷⁹ In addition, HUD periodically issues Mortgagee Letters¹⁸⁰ and press releases¹⁸¹ that provide special announcements and updates or changes to previously announced policies and practices.

Footnotes

177 The citations to the Handbook are to the version that was last revised on July 20, 2021. This section addresses relief for forward mortgage borrowers. For information about reverse mortgage borrowers, see National Consumer Law Center, Home Foreclosures Ch. 14 (2019), updated at www.nclc.org/library.
178 See https://www.hud.gov.
179 This guide is available at https://www.hud.gov.
180 See https://www.hud.gov.
181 See https://www.hud.gov.