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12.1.4.1.2 Types of FEMA assistance

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The specific disaster declaration identifies which forms of FEMA assistance are available to affected individuals. Each disaster declaration per state or region gets a unique disaster number—e.g. DR-4085 for New York after Hurricane Sandy and DR-4086 for New Jersey after Hurricane Sandy.

Two of the most recognized forms of FEMA assistance are the Individuals and Households Program (IHP) and Other Needs Assistance (ONA).59 IHP provides direct financial aid for repairs or displacement housing costs, and temporary housing units like FEMA trailers. ONA provides money for necessary expenses like replacement of personal property, childcare, medical and dental costs, funeral expenses, and other items. Both programs are governed by extensive regulations that specify allowable costs, eligibility criteria, and maximum aid limits.60

Footnotes

  • 59 44 C.F.R. § 206.110 to 206.120.

  • 60 44 C.F.R. § 206.110.