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1.1.4 Additional Digital Pleadings, Practice Tools, and Primary Source Materials

As part of the digital version of this treatise, available at, NCLC has included hundreds of legal pleadings, practice tools, and primary source materials relevant to home foreclosures. The digital version contains sample mortgage foreclosure counseling forms and sample requests for information, extensive primary source materials concerning HUD, VA, and Rural Housing Service, and reverse mortgages—federal statutes, regulations, handbooks, and key agency letters.

Of special note are over 150 sample mortgage foreclosure pleadings, including all pleadings found in this treatise and many additional pleadings relating to injunction against sale, federally financed housing, RESPA, HOEPA, loan modifications, fraud and UDAP claims, land installment sales contracts, TILA rescission, and bankruptcy. The digital version also includes a number of pleadings relating to foreclosure rescue scams and debt collection litigation. Under Practice Tools there are two different Windows-based credit math programs that compute APRs, generate amortization tables, and calculate Rule of 78 rebates.

The digital version provides search aids allowing users to pinpoint relevant documents in seconds. All documents can be saved, printed, or copied and pasted into your own documents. Information on registration and use of the digital version is found at page iii, supra.