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Highlight Updates Child Support FCRA Provisions in the 2015 Highway Funding Act

In 2015, Congress included an amendment to the Fair Credit Reporting Act as part of the Fixing America’s Surface Transportation (FAST) Act, an enormous bill that ostensibly provided funding for highway and transportation infrastructure, but also included numerous non-transportation-related provisions.353 The FAST Act amendment eliminated a notice that the FCRA had previously required to be sent ten days in advance by certified or registered mail to a consumer, when a consumer report is used to determine the amount of child support payments required of the consumer.354 The amendment also expanded the permissible use of consumer reports for child support to include enforcement of an existing child support order.355


  • 353 {348} Pub. L. No. 114-94, § 80001 (2015).

  • 354 {349} 15 U.S.C. § 1681b(a)(4)(C) (2014).

  • 355 {350} 15 U.S.C. § 1681b(a)(4)(A), as amended by Pub. L. No. 114-94, § 80001 (2015).