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1.3.3.2 Legislative History

Both the 1974 and 1976 versions of the ECOA were accompanied by extensive hearings and congressional reports. The ECOA’s legislative history is discussed in § 1.3.2, supra. In summary (and in chronological order), the legislative history is found in the following sources:

  • • S. Rep. No. 93-278 (1973) (to accompany S. 2101).
  • Credit Discrimination: Hearings on H.R. 14856 and H.R. 14908 Before the Subcomm. on Consumer Affairs of the House Comm. on Banking & Currency, 93d Cong. (1974).
  • • S. Rep. No. 93-902 (1974), reprinted in 1974 U.S.C.C.A.N. 6119, 6152–6153.
  • • H.R. Rep. No. 94-210 (1975).
  • To Amend the Equal Credit Opportunity Act of 1974: Hearings on H.R. 3386 Before the Subcomm. on Consumer Affairs of the House Comm. on Banking, Currency & Housing, 94th Cong. (1975).
  • Equal Credit Opportunity Act Amendments and Consumer Leasing Act—1975: Hearings on S. 483, S. 1900, S. 1927, S. 1961, and H.R. 6516 Before the Subcomm. on Consumer Affairs of the Senate Comm. on Banking, Hous. & Urban Affairs, 94th Cong. (1975).
  • • S. Rep. No. 94-589 (1976), reprinted in 1976 U.S.C.C.A.N. 403.
  • Credit Card Redlining: Hearings on S. 15 Before the Subcomm. on Consumer Affairs of the Senate Comm. on Banking, Hous. & Urban Affairs, 96th Cong. (1979).58
  • • H.R. Rep. No. 100-955 (1988), reprinted in 1988 U.S.C.C.A.N. 3535.
  • • H.R. Rep. No. 102-330 (1991), reprinted in 1991 U.S.C.C.A.N. 1901.

Footnotes

  • 58 No legislation was enacted in response to these hearings.