184.108.40.206 1996 Amendments
In 1996, the ECOA was amended as part of the Omnibus Consolidated Appropriations Act of 1996.48 Incentives for self-testing and self-correcting were added, providing that reports or results of self-tests are privileged information under specified conditions. The FRB (in consultation with HUD) promulgated regulations dealing with these issues effective January 1998.49
48 Pub. L. No. 104-208, 110 Stat. 3009 (1996).
49 Final regulations were published in 62 Fed. Reg. 66,412 (Dec. 18, 1997).