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1.2.1 Abbreviations

This treatise commonly uses the following abbreviations and shorthand:

  • • CFPB for Consumer Financial Protection Bureau;
  • • ECOA for the Equal Credit Opportunity Act;
  • • FHA for the Fair Housing Act;
  • • FRB for the Federal Reserve Board;
  • • HUD for the United States Department of Housing and Urban Development;
  • • DOJ for the United States Department of Justice;
  • • Federal Civil Rights Acts for 42 U.S.C. §§ 1981 and 1982;
  • • UDAP for general state statutes that prohibit unfair and deceptive acts and practices;
  • • HMDA for the Home Mortgage Disclosure Act;
  • • ADA for the Americans with Disabilities Act.