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1.2.5 Credit Cards

Prime Resource: Chapter 8, infra (credit cards).

Additional Resources: Chapter 7 (litigation), infra; § 6.6, infra (debt suspension and cancellation products); § 3.5, infra (rate exportation); §§ 2.2.4, 2.2.5, infra (protections for active duty military and dependents).

Key Topics:

  • ● Increases to interest rate. See § 8.3, infra.
  • ● Illegal fees. See § 8.4, infra.
  • ● Subprime and secured cards. See § 8.5, infra.
  • ● Payments. See § 8.6, infra.
  • ● Zero interest rate abuses. See § 8.8, infra.
  • ● Unilateral change in terms. See § 8.10, infra.