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17.5.5.3 Abuse of Process

Abuse of process is often described as the use of “legal process against another in an improper manner to accomplish a purpose for which it was not designed.”201 In contrast to malicious prosecution, the tort of abuse of process is not based on the improper institution of legal proceedings but on the improper use of process after it has been issued to accomplish a purpose for which it was not designed.202 While courts vary in their listings of the elements of the tort, one common statement is:

  • • The defendant made an illegal, improper, perverted use of the process, a use neither warranted nor authorized by the process;
  • • The defendant had an ulterior motive or purpose; and
  • • Damage resulted to the plaintiff from the irregularity.203

Some decisions require actual seizure of property as an element, or that the defendant act willfully, but malice usually is not a required element.204

The New Mexico Supreme Court has found that a claim for abuse of process can be based on actions taken in an arbitration proceeding and need not involve a court case.205 Thus, a collector’s use of arbitration to sue on a debt can involve abuse of process.

Query whether it is abuse of process for a collector to use requests for admissions to trick an unrepresented consumer who is disputing a debt into admitting liability by failing to timely respond to the requests for admissions.206 Courts have found the following to be abuses of process: suing in an improper venue;207 obtaining and executing upon a default judgment after agreeing to dismiss the case;208 falsifying an affidavit of service of process;209 and continuing litigation known to be baseless.210

Footnotes

  • 201 See National Consumer Law Center, Fair Debt Collection § 15.6.3 (9th ed. 2018), updated at www.nclc.org/library.

  • 202 Id.

  • 203 Id.

  • 204 Id.

  • 205 Durham v. Guest, 204 P.3d 19 (N.M. 2009).

  • 206 See McCollough v. Johnson, Rodenberg & Lauinger, 637 F.3d 939 (9th Cir. 2011) (sending requests for admission to establish a known time-barred debt is an FDCPA violation and tortious under state law).

  • 207 See National Consumer Law Center, Fair Debt Collection § 15.6.3 (9th ed. 2018), updated at www.nclc.org/library.

  • 208 See Goodwin Agency, Inc. v. Chesser, 206 S.E.2d 568 (Ga. Ct. App. 1974).

  • 209 Cordero v. Calvary SpIV, L.L.C., 2004 WL 1244107 (N.D. Ill. June 3, 2004); Kappell v. Bartlett, 246 Cal. Rptr. 815 (Cal. Ct. App. 1988); Parks v. Neuf, 578 N.E.2d 282 (Ill. App. Ct. 1991).

  • 210 Gen. Elec. Capital Corp. v. MHPG, Inc., 2006 WL 2560314 (Mass. Super. Ct. July 27, 2006).