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4.2.3.7 Consumer Use of a Counter-Affidavit

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  6. 4.2.3.7 Consumer Use of a Counter-Affidavit

4.2.3.7 Consumer Use of a Counter-Affidavit

The consumer should consider submitting an affidavit to counter facts alleged in the collector’s affidavit, thus placing those facts in dispute. This response should be enough to defeat the collector’s summary judgment motion.114 If the court finds the consumer’s affidavit conclusory or lacking in personal knowledge, the court should apply the same standard to the collector’s affidavit.

Footnotes

  • 114 See, e.g., Bozeman v. CACV of Colo., L.L.C., 282 Ga. App. 256 (Ga. Ct. App. 2006); Colonial Credit Corp v. Dana, 2007 WL 446033 (Ohio Ct. App. Feb. 12, 2007).