1.4.2.2 Financing, Add-Ons, and Insurance
1.4.2.2 Financing, Add-Ons, and Insurance
- • Add-ons.
- ◦ Etching. See Unfair and Deceptive Acts and Practices § 7.2.7.3;40 Consumer Credit Regulation § 11.5.4.2.41
- ◦ Credit insurance. See Unfair and Deceptive Acts and Practices § 7.2.5;42 Consumer Credit Regulation § 11.5.4.3.43
- ◦ Service contracts. See Unfair and Deceptive Acts and Practices § 7.2.4;44 Consumer Credit Regulation § 11.5.3;45 Consumer Warranty Law Ch. 20.46
- ◦ GAP insurance. See Consumer Credit Regulation § 11.5.4.4.47
- ◦ Rustproofing. See Unfair and Deceptive Acts and Practices § 7.2.7.4.48
- ◦ Packing. See Unfair and Deceptive Acts and Practices § 7.2;49 Consumer Credit Regulation §§ 11.5.1, 11.5.2.50
- • Document fees. See Unfair and Deceptive Acts and Practices § 7.2.6;51 Consumer Credit Regulation § 11.4.4.52
- • Creditor insurance coverage.
- ◦ Vendor single interest. See Consumer Credit Regulation § 11.5.4.5.53
- ◦ Force-placed. See Consumer Credit Regulation § 11.5.4.6.54
- • Creditor payments to dealers. See Unfair and Deceptive Acts and Practices § 7.2.3.55
- • Dealer alterations of credit applications. See Unfair and Deceptive Acts and Practices § 7.2.3.5.56
- • Motor vehicle installment sales limitations. See Consumer Credit Regulation § 11.4, Appx. C.57
- • Truth in Lending disclosures. See Truth in Lending.58
- • Hiding negative equity. See Truth in Lending §§ 5.3.2.2, 13.3.6.2.3;59 Consumer Credit Regulation § 11.4.6.60
Footnotes
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40 National Consumer Law Center, Unfair and Deceptive Acts and Practices § 7.2.7.3 (9th ed. 2016), updated at www.nclc.org/library.
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41 National Consumer Law Center, Consumer Credit Regulation § 11.5.4.2 (2d ed. 2015), updated at www.nclc.org/library.
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42 National Consumer Law Center, Unfair and Deceptive Acts and Practices § 7.2.5 (9th ed. 2016), updated at www.nclc.org/library.
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43 National Consumer Law Center, Consumer Credit Regulation § 11.5.4.3 (2d ed. 2015), updated at www.nclc.org/library.
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44 National Consumer Law Center, Unfair and Deceptive Acts and Practices § 7.2.4 (9th ed. 2016), updated at www.nclc.org/library.
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45 National Consumer Law Center, Consumer Credit Regulation § 11.5.3 (2d ed. 2015), updated at www.nclc.org/library.
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46 National Consumer Law Center, Consumer Warranty Law Ch. 20 (5th ed. 2015), updated at www.nclc.org/library.
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47 National Consumer Law Center, Consumer Credit Regulation § 11.5.4.4 (2d ed. 2015), updated at www.nclc.org/library.
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48 National Consumer Law Center, Unfair and Deceptive Acts and Practices § 7.2.7.4 (9th ed. 2016), updated at www.nclc.org/library.
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49 National Consumer Law Center, Unfair and Deceptive Acts and Practices § 7.2 (9th ed. 2016), updated at www.nclc.org/library.
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50 National Consumer Law Center, Consumer Credit Regulation §§ 11.5.1, 11.5.2 (2d ed. 2015), updated at www.nclc.org/library.
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51 National Consumer Law Center, Unfair and Deceptive Acts and Practices § 7.2.6 (9th ed. 2016), updated at www.nclc.org/library.
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52 National Consumer Law Center, Consumer Credit Regulation § 11.4.4 (2d ed. 2015), updated at www.nclc.org/library.
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53 National Consumer Law Center, Consumer Credit Regulation § 11.5.4.5 (2d ed. 2015), updated at www.nclc.org/library.
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54 National Consumer Law Center, Consumer Credit Regulation § 11.5.4.6 (2d ed. 2015), updated at www.nclc.org/library.
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55 National Consumer Law Center, Unfair and Deceptive Acts and Practices § 7.2.3 (9th ed. 2016), updated at www.nclc.org/library.
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56 National Consumer Law Center, Unfair and Deceptive Acts and Practices § 7.2.3.5 (9th ed. 2016), updated at www.nclc.org/library.
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57 National Consumer Law Center, Consumer Credit Regulation § 11.4, Appx. C (2d ed. 2015), updated at www.nclc.org/library.
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58 National Consumer Law Center, Truth in Lending (9th ed. 2015), updated at www.nclc.org/library.
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59 National Consumer Law Center, Truth in Lending §§ 5.3.2.2, 13.3.6.2.3 (9th ed. 2015), updated at www.nclc.org/library.
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60 National Consumer Law Center, Consumer Credit Regulation § 11.4.6 (2d ed. 2015), updated at www.nclc.org/library.